About César David
Backgroung
I am a strategic leader with a deep technical background, robust team leadership experience, and a vision for Data & Advanced Analytics & AI. My career has evolved across two main professional cycles. Firstly in the banking sector, focus on credit risk models from both business and supervisory perspectives, followed by a strategic pivot to lead Data, Advanced Analytics, and AI. I chose to evolve in order to complement my experience and to solve complex challenges across diverse business lines and markets, consistently bridging the gap between technology and tangible business growth.
Current Cycle: Data & Advanced Analytics & AI. Recent highlights:
→ Data & Advanced Analytics Strategy Design & Execution | Business Growth & Sales Generation.
→ Advanced ML Product Development | Predictive AI & Explainable AI (xAI) | GenAI
→ Cloud Transformation (GCP) | Data & Model Governance.
→ Team Leadership | Talent development.
Foundational Cycle: Banking & Credit Risk Modelling. Key career milestones:
→ Credit Risk Model Directorship | Risk Management | Banking business units relation
→ Scoring / Rating development | Risk Parameters for Capital Requirements and IFRS9 calculation.
→ ECB Relations (IMI & TRIMI) | Audit & Internal Validation meeting Leadership.
→ Stress Testing & Economic Capital | RORAC & Profitability Tools.
Spanish
Native or bilingual
English
Fluent
Can work on-site
Madrid (up to 50km)
Experience
- Equifax IberiaData & Analytics DirectorSeptember 2022 - October 2024 (2 years and 1 month)Madrid, SpainMy main activities have been focused on the design and execution of Equifax's Data & Analytics strategy for Iberia, aligning it with the Corporate lines. I have led D&A teams and our main achievements have been:- The design and development of products based on Data & Advanced Analytics for Risk Management, Collections, Marketing and Fraud. In this process, during the last years advanced Machine Learning algorithms have been incorporated, with special emphasis on Explainable Artificial Intelligence (xAI).- The development and implementation of Data Governance and Models in the Iberia Business Unit.- Direct participation with Sales in the generation of opportunities as well as the execution of proofs of concept and execution of consulting projects.- The transformation of Legacy analytical environments (SAS) to Google Cloud Platform, which is currently the D&A analytical platform. We have also worked closely with IT in the corporate process of migrating from Mainframe to GCP.- Close collaboration with the legal and DPO departments with special emphasis on Data Governance Framework, product developments and implications of the AI Act. Also close collaboration with IT, BPMO and Finance departments.- Collaborations with Supervisory Institutions such as Bank of Spain under the Spanish Regulatory Sandbox as well as other Equifax regions around the world, conventions and informative exhibitions.
- Equifax IberiaAnalytics & Data Science Manager at EquifaxJune 2019 - August 2022 (3 years and 2 months)Madrid, Spain- The design and development of products based Advanced Analytics for Risk Management, Collections, Marketing and Fraud. In this process, during the last years advanced Machine Learning algorithms have been incorporated, with special emphasis on Explainable Artificial Intelligence (xAI).- Direct participation with Sales in the generation of opportunities as well as the execution of proofs of concept and execution of consulting projects.- Close collaboration with the legal and DPO departments with special emphasis on Data Governance Framework, product developments and implications of the AI Act. Also close collaboration with IT, BPMO and Finance departments.- Collaborations with Supervisory Institutions such as Bank of Spain under the Spanish Regulatory Sandbox as well as other Equifax regions around the world, conventions and informative exhibitions.
- MBIT SchoolProfessorMarch 2019 - December 2020 (1 year and 9 months)Madrid, SpainProfessor of Data Science in a Master's Degree at the MBIT School. The main classes were related on Data Science model process using Python with special emphasis on preprocessing phase and the use of Machine Learning algorithms
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Education
- Master'degree in Data ScienceMBIT School2018Master'degree in Data Science
- Master'degree in Quantitative FinanceAFI Escuela de Finanzas2000Master'degree in Quantitative Finance
Skill set
Categories
- Other