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José Manuel García BernatJM

José Manuel García Bernat

MBA | Ex-Santander | Finanzas y E-commerce

€550/day
Madrid, ES
8-15 years

Average response time: 1 hour

About José Manuel

Soy consultor financiero con más de 9 años de experiencia combinando finanzas corporativas de alto nivel con ejecución real en e-commerce y producto digital. Mi trayectoria incluye Banco Santander (estructuración y ejecución de 20+ transacciones complejas en Banca Corporativa y de Inversión), un fondo de deuda de infraestructura donde lideré el levantamiento de US$100MM de inversionistas institucionales, y 5 años como fundador de mi propia empresa de e-commerce vendiendo en Amazon, Mercado Libre y Shopify. Además construí ProfitOS, una plataforma SaaS para sellers de marketplaces.
Ayudo a emprendedores, empresas y fondos en proyectos concretos como:
Modelización financiera avanzada (DCF, LBO, cash flow forecasting)
Valoración de empresas y preparación de planes de negocio
Business plans y modelos financieros para levantamiento de capital
Finanzas, unit economics y KPIs para negocios de e-commerce
Setup, optimización e integración de tiendas Shopify
Análisis de rentabilidad para sellers de Amazon y Mercado Libre
Estrategia de producto y análisis de negocio para SaaS
Lo que me diferencia es que entiendo tanto el lenguaje de las finanzas corporativas (he presentado ante Comités de Crédito e Inversión de bancos globales) como el día a día operativo de un seller de e-commerce (he manejado inventario, cash flow, y márgenes con mi propio capital en juego). Esa combinación me permite hablar con fundadores, operadores e inversionistas en sus propios términos.
MBA del IE Business School. Bilingüe español/inglés. Basado en Madrid, disponible para proyectos remotos.
  • English

    Native or bilingual

  • Spanish

    Native or bilingual

Can work on-site
Madrid (up to 50km)

Experience

  • ISOMAR CAPITAL
    Head of European Operations & Finance
    November 2021 - Today (4 years and 7 months)
    Madrid, Spain
    • • Led capital raising efforts and prepared investor materials to support international expansion across Spain, Portugal, and Italy; gained hands-on GP experience interacting with institutional LPs.
    • • Built financial operations from zero: P&L, annual budgeting, rolling forecasts, scenario analysis, and KPI tracking across three European markets.
    • • Managed relationships with strategic partners and stakeholders, coordinating interactions across internal and external teams.
    Business plan Modelización financiera
  • ITZJANA (E-COMMERCE)
    Co-Founder & CEO
    September 2020 - December 2025 (5 years and 3 months)
    Mexico City, CDMX, Mexico
    • • Founded and scaled an e-commerce company; managed P&L, financial modeling, supply chain, and a team of 7.
    • • Led financial oversight remotely from Spain for 4+ years, managing multiple workstreams simultaneously under pressure.
  • BEEL INFRASTRUCTURE PARTNERS
    Project Finance & M&A Associate
    April 2019 - September 2020 (1 year and 5 months)
    Mexico City, CDMX, Mexico
    • • Led the fundraising of US$100MM from institutional investors for an infrastructure debt fund — managed investor mapping, outreach, teasers, IMs, and Q&A; engaged directly with family offices, pension funds, and development finance institutions.
    • • Evaluated and performed financial due diligence on 25+ direct investment opportunities in infrastructure and energy (solar, wind, transport), including financial modeling, risk assessment, and valuation.
    • • Prepared and led Investment Committee materials and reporting for senior management and shareholders.
    • • Developed the fund's investment policies, credit processes, and ESG framework (IFC Performance Standards, PRI) to meet institutional LP requirements.
    • • Monitored portfolio investments and supported ongoing asset management, governance, and performance reporting.

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Education

  • MBA
    IE Business School
    MBA
  • Master in Business Administration (MBA)
    IE BUSINESS SCHOOL
    2021
    Master in Business Administration (MBA)

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