Description

Fraud detection with more than 6 years of experience and knowledge in AML, Fincrime, and KYC processes. Excellent communication, proactive and problem-solving oriented, teamwork. Compliance expert with strong analytical skills and antifraud experience, sense of priority, attention to detail and quick decision making. Confidenciality and proactive mindset.

Industry field of expertise

Languages

Spanish
Native or bilingual
English
Native or bilingual
French
Fluent

Workplace preferences

Can work on-site

Madrid (up to 20km)

Qonto.
Senior AML/CFT Analyst
BANKING AND INSURANCE
January 2020 - July 2024 (4 years and 6 months)
Madrid & More, Madrid, Spain
• Transaction monitoring (TM) and screening of operations to detect fraud patterns and identify suspicious activities.
• Elaboration of SAR (Suspicious Activity Report) according to local regulations and SEPBLAC.
• Analysis of complex fraud dashboards and criminal networks, SQL interpretation and queries.
• Investigation of alerts and cases to identify fraud patterns: tax evasion, ML, abuse of corporate assets, identity theft, terrorism financing, etc.
• Review of policies and Internal control in AML and monitoring process, alert generation, false positives and escalations (optimizing the results by 20%)
• Communications with clients to collect the information and documentation and authorities (courts, police, FIU, etc.) to comply with subpoenas and legal requests.
• Tools/software: Salesforce, Metabase, Tableau, Forest, Zendesk, World-check, Notion, Microsoft Office 365, OFSAA, Actimize, etc.
• MLRO cooperation and senior management report to detect new fraud patterns (Ponzi, ATO, etc.) trends and anomalies. Escalation of issues and complex cases.
Aml Fraud Screening Transaction monitoring
ING Bank.
Compliance CDD, EDD and KYC Officer.
May 2019 - December 2019 (7 months)
Madrid, Spain
• Exceptional attention to detail, ensuring compliance accuracy in wholesale banking. Meticulous KYC procedures and CDD, EDD elaboration (risk assessment, FATCA-CRS, UBOs, PEP SL…)
• Engaged with high-profile clients and interviews to cooperate in the compliance process to collect the financial and legal information.
• Strict and comprehensive analysis of fraud patterns to mitigate risk.
• Elaboration of SAR and STR.
• Development and implementation of KYC and CDD protocols to enhance compliance standards.
Visas, Immigration & Civil Law Consulate Spain Paris.
Legal Assistant
July 2018 - May 2019 (10 months)
Paris, France
• Comprehensive legal assistance in civil cases.
• Providing advice on all procedures related to foreigners: nationality, residency, family reunification, work permits, visas, foreign documentation, marriages and nationality requests.
• Administrative tasks and streamlining of citizen registration processes.
• Preparation of official documentation, including passports, visas, and civil certificates. Thorough verification of the authenticity of legal documents.